Die Haftpflichtversicherung
Distinct from health insurance (Lesson 47) - private liability insurance (Haftpflichtversicherung) covers damage you accidentally cause to others, and is considered near-essential in German culture, even though it's not legally required for most people.
| die Haftpflichtversicherung | personal liability insurance | der Schaden | damage |
| die Deckung | coverage | die Prämie | premium |
Quick check: what does Haftpflichtversicherung cover - damage to your own things, or damage you cause to others?
Wenn Sie zum Beispiel ein Fenster kaputt machen, zahlt die Haftpflichtversicherung. (If you, for example, break a window, the liability insurance pays - wenn, Lesson 82.)
Quick check: which word - "wenn" or "als" - fits a general/repeatable "if this happens" example?
Was ist bei diesem Vertrag gedeckt? (What's covered under this contract?)
Wie hoch ist die monatliche Prämie? (How much is the monthly premium?)
Quick check: "How much is the monthly premium?" - Wie hoch ist die monatliche ______?
1. What's the German word for "damage"?
2. What's the German word for "coverage"?
3. Is Haftpflichtversicherung legally required for most people in Germany?
Vocabulary cross-checked against the official Goethe-Zertifikat A1 Wortliste; insurance specifics vary by provider, worth researching directly once settled.
Comparing real insurance offers and need help understanding a policy? Ask your teaching agent.